{"id":22974,"date":"2026-01-23T10:06:17","date_gmt":"2026-01-23T08:06:17","guid":{"rendered":"https:\/\/colemont.lt\/?post_type=product&#038;p=22974"},"modified":"2026-02-03T11:58:44","modified_gmt":"2026-02-03T09:58:44","slug":"war-terrorism-and-political-violence-insurance","status":"publish","type":"product","link":"https:\/\/colemont.lt\/en\/product\/war-terrorism-and-political-violence-insurance\/","title":{"rendered":"War, Terrorism, and Political Violence Insurance"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_row_inner][vc_column_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div>[\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  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class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div><div id=\"dfd-icon-list-69d15fdaacaa6-3389\" class=\"dfd-icon-list-wrap  style-1   cr-animate-gen\" data-animate-item=\".dfd-list-content\" data-animate-type=\"transition.slideLeftIn\" ><ul class=\"dfd-icon-list\"><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"padding-bottom:16px;\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:32px; \"><i class = \"dfd-icon-group_1 dfd_icon_set-icon-group_1\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Experience in dealing with multinational clients<\/strong> across a wide range of sectors \u2013 we provide insurance to companies of all sizes.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"padding-bottom:16px;\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:32px; \"><i class = \"dfd-icon-moneybag_dollar dfd_icon_set-icon-moneybag_dollar\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>A+ security rating<\/strong> \u2013 the highest quality in the insurance market.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"padding-bottom:16px;\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:32px; \"><i class = \"dfd-icon-court dfd_icon_set-icon-court\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Breadth of coverage<\/strong> \u2013 we can offer additional insurance extensions for better protection.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"padding-bottom:16px;\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:32px; \"><i class = \"dfd-icon-graph_growth dfd_icon_set-icon-graph_growth\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Quick quotations<\/strong> thanks to our long-standing relations with Lloyd&#8217;s of London.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"padding-bottom:16px;\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:32px; \"><i class = \"dfd-icon-time_clock dfd_icon_set-icon-time_clock\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Consultative approach<\/strong> when dealing with clients \u2013 we provide technical assistance throughout the entire policy period including post-incident support.<\/div><\/div><\/li><\/ul><\/div><script type=\"text\/javascript\">(function($) {$(\"head\").append(\"<style>#dfd-icon-list-69d15fdaacaa6-3389 .dfd-icon-list .content {style=&quot;font-size: 19px; color: #002347 !important; line-height: 24px; &quot;}<\/style>\");})(jQuery);<\/script><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row dfd_bg_style=&#8221;canvas&#8221; disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1770023488463{padding-right: 20px !important;padding-left: 20px !important;background-color: #f5f5f5 !important;}&#8221; dfd_bg_color_value=&#8221;#f5f5f5&#8243;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69d15fdaaccfc dfd-disable-resposive-headings\" id=\"dfd-heading-69d15fdaaccfc\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: left;\">Kod\u0117l tai aktualu \u0161iandien?<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69d15fdaaccfc.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text css=&#8221;&#8221;]Tradici\u0161kai karo ir politinio smurto rizikos buvo laikomos labai ma\u017eai tik\u0117tinomis &#8211; ypa\u010d Vakar\u0173 Europoje. Ta\u010diau geopolitin\u0117 situacija pasikeit\u0117:<\/p>\n<ul>\n<li>Karas Ukrainoje pakeit\u0117 suvokim\u0105 apie galimas gr\u0117smes regione<\/li>\n<li>Kylantys neramumai, protestai, smurtas ir i\u0161puoliai Europoje bei kitur<\/li>\n<li>Teroristiniai veiksmai, politinis ekstremizmas ir i\u0161puoliai tapo decentralizuoti ir sunkiai prognozuojami.<\/li>\n<li>\u012eprastiniai draudimai (pvz., Turto ir Veiklos nutr\u016bkimo) \u0161i\u0173 rizik\u0173 nedraud\u017eia.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1770024682491{padding-right: 20px !important;padding-left: 20px !important;background-color: #ffffff !important;}&#8221;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69d15fdaace2e dfd-disable-resposive-headings\" id=\"dfd-heading-69d15fdaace2e\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \">What risks are covered?<\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69d15fdaace2e.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text css=&#8221;&#8221;]This insurance typically covers physical damage and loss of income resulting directly from:<\/p>\n<ul>\n<li><strong>Terrorist acts:<\/strong> When someone uses violence for political, religious, or ideological reasons.<\/li>\n<li><strong>Sabotage:<\/strong> When someone with political motives secretly damages property.<\/li>\n<li><strong>Malicious Damage:<\/strong> When someone causes physical damage during a disturbance of public peace.<\/li>\n<li><strong>Riots, Strikes, and Civil Unrest:<\/strong> When a protest or a large crowd becomes uncontrollable.<\/li>\n<li><strong>Political Violence:<\/strong> When there is an uprising, coup, or rebellion in a country.<\/li>\n<li><strong>War and civil war:<\/strong> When a country is at war with another country or when people are at war with each other within the same country. This includes unofficial (undeclared) war.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row dfd_bg_style=&#8221;canvas&#8221; css=&#8221;.vc_custom_1666182755468{padding-right: 20px !important;padding-left: 20px !important;}&#8221; dfd_bg_color_value=&#8221;#f4f4f4&#8243;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69d15fdaacf4e dfd-disable-resposive-headings\" id=\"dfd-heading-69d15fdaacf4e\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: left;\">Examples of covered events:<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69d15fdaacf4e.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text css=&#8221;&#8221;]<\/p>\n<ul>\n<li><em>A rocket or drone from a neighboring country hits a commercial warehouse, destroying the building and its contents.<\/em><\/li>\n<li><em>A military coup takesplace and a faction of armed rebels occupies administrative buildings, causing significant damage during clashes with government forces. <\/em><\/li>\n<li><em>A protest turns violent, and a rampaging mob smashes the windows of a retail shop, throws bottles of flammable liquid which sets the building on fire.<\/em><\/li>\n<li><em>A group of people financed by a hostile country enters a factory and sets it on fire or damages critical machinery, etc., thus halting production.<\/em><\/li>\n<li><em>A bomb explodes in a shopping center, damaging the building&#8217;s structure and destroying several stores.<\/em><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1686232728990{border-top-width: 4px !important;border-bottom-width: 4px !important;border-top-color: #f4f4f4 !important;border-top-style: solid !important;border-bottom-color: #f4f4f4 !important;border-bottom-style: solid !important;border-radius: 2px !important;}&#8221;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69d15fdaad05c dfd-disable-resposive-headings\" id=\"dfd-heading-69d15fdaad05c\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h4 class=\"widget-title dfd-title \" style=\"color: #002347 !important; \"><\/p>\n<p style=\"text-align: center;\">Need a consultation? Contact our specialist:<\/p>\n<p><\/h4><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69d15fdaad05c.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_row_inner][vc_column_inner width=&#8221;3\/12&#8243;][vc_single_image image=&#8221;22959&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/12&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; css=&#8221;.vc_custom_1665750205571{margin-top: 40px !important;}&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #002347; font-size: 22px;\"><strong>Julius Degutis<\/strong><\/span><br \/>\n<span style=\"color: #929292; font-size: 12px;\">Executive Director &#8211; Head of Global Risks<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;6\/12&#8243; css=&#8221;.vc_custom_1665750212629{margin-top: 40px !important;}&#8221; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\">M.: <a href=\"tel:+37069667167\"><span data-olk-copy-source=\"MessageBody\">+370 696 67167<\/span><\/a><br \/>\nE.: <a href=\"mailto:julius.degutis@colemont.lt\">julius.degutis@colemont.lt<\/a><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div><div id=\"dfd-button-69d15fdaad18b\" class=\"dfd-button-module-wrap dfd-button-69d15fdaad18b\"><div class=\"dfd-button-module  cr-animate-gen style_5 dfd-button-full-width text-center dfd-horizontal dfd-top-to-bottom dfd-button-icon-left dfd-button-icon-hover-simple\"  data-animate-type=\"transition.slideLeftIn\" ><a href=\"https:\/\/app.smartsheet.com\/b\/form\/fe37bd3995b745a6a62d4c0f62513f52\" target=\"_blank\" class=\"dfd-button-link\"><span class=\"dfd-button-inner-cover\"><span class=\"dfd-button-text-main\"><i class=\"far fa-file-pdf\"><\/i>Get an insurance quote<\/span><\/span><\/a><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {$(\"head\").append(\"<style>#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover span i, .dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover span i {font-size: 20px;}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main, .dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover, #dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {padding-left: 25px;}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover 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.dfd-button-module:not(.style_4) .dfd-button-link .dfd-button-inner-cover:after,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link .dfd-button-inner-cover:before,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-hover {background: #aa7c3b;border-style:solid;border-width:0px;border-radius:0px;border-color:#c39f76;}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module.style_3 .dfd-button-link:hover .dfd-button-inner-cover:before,#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link:hover .dfd-button-inner-cover:before,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module.style_3 .dfd-button-link:hover .dfd-button-inner-cover:before,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module.style_4 .dfd-button-link:hover .dfd-button-inner-cover:before {border-style:solid;border-width:0px;border-radius:0px;border-color:#c39f76;}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover {-webkit-box-shadow: 0px 15px 15px 0px rgba(0,0,0,0.35);-moz-box-shadow: 0px 15px 15px 0px rgba(0,0,0,0.35);-o-box-shadow: 0px 15px 15px 0px rgba(0,0,0,0.35);box-shadow: 0px 15px 15px 0px rgba(0,0,0,0.35);}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover {-webkit-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);-moz-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);-o-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);}#dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main i,.dfd-button-69d15fdaad18b.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main i {color: #ffffff;}<\/style>\")\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"46\" data-normal_resolution=\"1024\" data-normal_size=\"46\" data-tablet_resolution=\"800\" data-tablet_size=\"46\" data-mobile_resolution=\"480\" data-mobile_size=\"46\" style=\"height: 46px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69d15fdaad2a1 dfd-disable-resposive-headings\" id=\"dfd-heading-69d15fdaad2a1\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h4 class=\"widget-title dfd-title \" style=\"color: #002347 !important; \"><\/p>\n<p style=\"text-align: left;\">FAQ:<\/p>\n<p><\/h4><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69d15fdaad2a1.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"46\" data-normal_resolution=\"1024\" data-normal_size=\"46\" data-tablet_resolution=\"800\" data-tablet_size=\"46\" data-mobile_resolution=\"480\" data-mobile_size=\"46\" style=\"height: 46px;\"><\/div>[dfd_accordion style=&#8221;style-1&#8243; active_section=&#8221;1&#8243; font_size=&#8221;18&#8243; icon_size=&#8221;14&#8243; tab_background=&#8221;#f9f9f9&#8243; tab_hover_background=&#8221;#e5e5e5&#8243; active_two_px_border=&#8221;on&#8221;][vc_tta_section title=&#8221;Does war coverage apply if war has not been officially declared?&#8221; tab_id=&#8221;1769436315751-3a64bc34-8391&#8243;][vc_column_text css=&#8221;&#8221;]Yes. The definition of \u201cwar\u201d in the wording is broad and does not require an official declaration of war for coverage to apply.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;How does the \u2018Five Powers\u2019 exclusion work? &#8221; tab_id=&#8221;1769436315772-c928cdbf-8c6b&#8221;][vc_column_text css=&#8221;&#8221;]The exclusion only applies when two or more of the five major powers (US, UK, France, Russia, China) are at war with each other. One major power helping another country in confrontation against another major power (e.g., by sending weapons, as in Ukraine) does not trigger this exclusion.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;If my property is occupied by hostile forces but not damaged, will I receive compensation?&#8221; tab_id=&#8221;1769436393497-431b33f6-ede5&#8243;][vc_column_text css=&#8221;&#8221;]No. This policy covers <strong>physical damage<\/strong>. If the building is simply occupied but nothing is damaged, there will be no compensation.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What if the loss adjuster cannot inspect damage on site due to ongoing hostilities? &#8221; tab_id=&#8221;1769436460756-d8a4e7a9-6a04&#8243;][vc_column_text css=&#8221;&#8221;]Insurers are prepared for this. They use satellite images, conduct \u201cremote inspections,\u201d and other modern tools to assess and confirm damage from distance.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;What if the person(s) who carried out an attack or caused an incident cannot be identified? &#8221; tab_id=&#8221;1769436482465-078e19ca-6d5f&#8221;][vc_column_text css=&#8221;&#8221;]The insurance company will still pay if the damage is caused by an insured peril. In other words, if it is determined that the event was political in nature, then the insurance is valid.[\/vc_column_text][\/vc_tta_section][vc_tta_section title=&#8221;Is the sum insured based on market value or replacement value?&#8221; tab_id=&#8221;1769436503995-93e03c27-2465&#8243;][vc_column_text css=&#8221;&#8221;]It is based on the full replacement value, which is the cost of repairing or rebuilding the building to its condition prior to the damage, as in standard property insurance.[\/vc_column_text][\/vc_tta_section][\/dfd_accordion][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Standard commercial property and business interruption insurance does not cover losses resulting from war, terrorism, or political violence. Given today\u2019s dynamic and constantly changing geopolitical situation, it is important to fill this gap.<\/p>\n","protected":false},"featured_media":22996,"template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false},"product_brand":[],"product_cat":[408,367],"product_tag":[],"class_list":{"0":"post-22974","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-construction","7":"product_cat-other-products","9":"first","10":"instock","11":"shipping-taxable","12":"purchasable","13":"product-type-simple"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>War, Terrorism, and Political Violence Insurance - Colemont<\/title>\n<meta name=\"description\" content=\"War, Terrorism, and Political Violence Insurance provides essential financial protection for commercial clients against modern risks of violent events.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/colemont.lt\/en\/product\/war-terrorism-and-political-violence-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"War, Terrorism, and Political Violence Insurance - 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