{"id":20385,"date":"2023-03-31T14:01:58","date_gmt":"2023-03-31T11:01:58","guid":{"rendered":"https:\/\/colemont.lt\/?post_type=product&#038;p=20385"},"modified":"2023-05-18T11:29:34","modified_gmt":"2023-05-18T08:29:34","slug":"insurance-for-it-freelancers","status":"publish","type":"product","link":"https:\/\/colemont.lt\/en\/product\/insurance-for-it-freelancers\/","title":{"rendered":"Insurance for IT freelancers (E&#038;O)"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_row_inner][vc_column_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69e8b033df5a8 dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033df5a8\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h4 class=\"widget-title dfd-title \" style=\"color: #002347 !important; \"><\/p>\n<p style=\"text-align: center;\"><b>Are you a freelance worker?<\/b><\/p>\n<p><\/h4><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033df5a8 .dfd-heading-module .widget-title {margin-bottom:20px;}.dfd-heading-69e8b033df5a8.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div>[\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69e8b033df63b dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033df63b\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: center;\">Secure your hard-earned financial future from unexpected costly lawsuits now!<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033df63b.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div><div id=\"dfd-button-69e8b033df6f6\" class=\"dfd-button-module-wrap dfd-button-69e8b033df6f6\"><div class=\"dfd-button-module  cr-animate-gen 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.dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover,.dfd-button-69e8b033df6f6.dfd-button-module-wrap .dfd-button-module .dfd-button-link:hover .dfd-button-inner-cover {-webkit-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);-moz-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);-o-box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);box-shadow: 0px 30px 30px 0px rgba(0,0,0,0.35);}#dfd-button-69e8b033df6f6.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main i,.dfd-button-69e8b033df6f6.dfd-button-module-wrap .dfd-button-module .dfd-button-link .dfd-button-inner-cover .dfd-button-text-main i {color: #ffffff;}<\/style>\")\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"46\" data-normal_resolution=\"1024\" data-normal_size=\"46\" data-tablet_resolution=\"800\" data-tablet_size=\"46\" data-mobile_resolution=\"480\" data-mobile_size=\"46\" style=\"height: 46px;\"><\/div>[\/vc_column][\/vc_row][vc_row dfd_bg_style=&#8221;canvas&#8221; dfd_bg_color_value=&#8221;#f4f4f4&#8243; css=&#8221;.vc_custom_1666182715307{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69e8b033df7e6 dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033df7e6\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: left;\">Who is this insurance solution for?<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033df7e6.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text]This insurance is designed with IT professionals in mind, but it&#8217;s not limited to just them! If your freelance field isn&#8217;t on the list, no worries \u2013 reach out to us, and we&#8217;ll be happy to discuss a personalized solution tailored to your needs.<\/p>\n<ul>\n<li>IT freelancers,<\/li>\n<li>software engineers\/developers,<\/li>\n<li>web developers,<\/li>\n<li>web designers,<\/li>\n<li>network administrators,<\/li>\n<li>database admins,<\/li>\n<li>data analysis and management,<\/li>\n<li>IT project managers,<\/li>\n<li>IT consulting,<\/li>\n<li>others.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"46\" data-normal_resolution=\"1024\" data-normal_size=\"46\" data-tablet_resolution=\"800\" data-tablet_size=\"46\" data-mobile_resolution=\"480\" data-mobile_size=\"46\" style=\"height: 46px;\"><\/div>[vc_column_text]<\/p>\n<h3 style=\"text-align: left;\">Why choose us?<\/h3>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div><div id=\"dfd-icon-list-69e8b033df8d3-7688\" class=\"dfd-icon-list-wrap  style-1   cr-animate-gen\" data-animate-item=\".dfd-list-content\" data-animate-type=\"transition.slideLeftIn\" ><ul class=\"dfd-icon-list\"><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-moneybag_euro dfd_icon_set-icon-moneybag_euro\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>High limits of coverage<\/strong> &#8211; we offer greater financial protection, ensuring that you&#8217;re adequately covered in the event of a significant claim.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-cup_star dfd_icon_set-icon-cup_star\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Quality assured by Lloyd&#8217;s of London<\/strong>. This is a specialized professional indemnity insurance for freelancers.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-graph_growth dfd_icon_set-icon-graph_growth\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Rated A+<\/strong>\u00a0(a condition imposed by Amazon).<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-users dfd_icon_set-icon-users\"><\/i><\/div><div class=\"dfd-list-content-block content\"><b>Trustable claims management <\/b>&#8211; we work diligently to investigate, negotiate, and settle claims on your behalf, ensuring that your interests are well-represented and that you receive fair treatment throughout the process.<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-hand_globe dfd_icon_set-icon-hand_globe\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Worldwide cover<\/strong> is provided (including the US and Canada).<\/div><\/div><\/li><li class=\"\"><div class=\"dfd-list-content clearfix \" style=\"\"><div class=\"dfd-list-icon-block text-center\" style=\"margin-right:10px;color:#002347; font-size:20px; \"><i class = \"dfd-icon-time_clock dfd_icon_set-icon-time_clock\"><\/i><\/div><div class=\"dfd-list-content-block content\"><strong>Fast quote calculation<\/strong> due to short and understandable questionnaires. Our professional broker team will guide you through the process in no time.<\/div><\/div><\/li><\/ul><\/div><script type=\"text\/javascript\">(function($) {$(\"head\").append(\"<style>#dfd-icon-list-69e8b033df8d3-7688 .dfd-icon-list .content {style=&quot;font-size: 16px; color: #002347 !important; line-height: 24px; &quot;}<\/style>\");})(jQuery);<\/script><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row dfd_bg_style=&#8221;canvas&#8221; css=&#8221;.vc_custom_1666182755468{padding-right: 20px !important;padding-left: 20px !important;}&#8221; dfd_bg_color_value=&#8221;#f4f4f4&#8243;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69e8b033dfa74 dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033dfa74\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: left;\">Why would you need an insurance?<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033dfa74.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text]It&#8217;s essential for a freelancer to have the right insurance coverage to keep your business safe from liability claims, especially as you start to grow and take on more responsibilities.<\/p>\n<p>Dreaming of expanding your business? Whether you&#8217;re teaching students or collaborating with other freelancers on bigger projects, there&#8217;s always a risk that things might not go as planned. Imagine your student struggling with code or disappearing midway through a project, or a fellow freelancer not delivering their part or bailing on you. In these situations, you&#8217;re the one held responsible, and it can lead to some major trouble.<\/p>\n<p>To avoid getting caught in a tough spot, it&#8217;s crucial to have both Professional Indemnity (PI) and Public Liability insurance. PI insurance will cover you for claims related to errors or omissions in your work, while Public Liability insurance will protect you against incidents involving third parties.<\/p>\n<p>By having the right insurance coverage in place, you can confidently focus on growing your business, knowing that you&#8217;re protected from potential liabilities caused by others. So, evaluate your specific business activities and consult with an insurance expert to determine the best coverage for your unique situation. Keep your business safe and secure as you reach for the stars![\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1666182812710{padding-right: 20px !important;padding-left: 20px !important;}&#8221;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69e8b033dfb58 dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033dfb58\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h3 class=\"widget-title dfd-title \" style=\"font-size: 34px; \"><\/p>\n<p style=\"text-align: left;\">Clients trust us<\/p>\n<p><\/h3><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033dfb58.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text]<\/p>\n<ul>\n<li>We offer the best conditions on the market<\/li>\n<li>It&#8217;s easy to buy insurance (simple online application form)<\/li>\n<li>We have experience and qualifications.<\/li>\n<li>The Colemont team consists of ex-freelancers who understand the client&#8217;s challenges.<\/li>\n<li>We professionally and very promptly regulate the amount of damage in favor of the client.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1665750113988{border-top-width: 4px !important;border-bottom-width: 4px !important;border-top-color: #f4f4f4 !important;border-top-style: solid !important;border-bottom-color: #f4f4f4 !important;border-bottom-style: solid !important;border-radius: 2px !important;}&#8221;][vc_column]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-center style_01 dfd-heading-69e8b033dfc2b dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033dfc2b\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h4 class=\"widget-title dfd-title \" style=\"color: #002347 !important; \"><\/p>\n<p style=\"text-align: center;\">Need a free consulting? Contact our Specialist<\/p>\n<p><\/h4><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033dfc2b.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_row_inner][vc_column_inner width=&#8221;3\/12&#8243;][vc_single_image image=&#8221;19356&#8243; img_size=&#8221;150&#215;150&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/12&#8243; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; css=&#8221;.vc_custom_1665750205571{margin-top: 40px !important;}&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\"><span style=\"color: #002347; font-size: 22px;\"><strong>Darius Vai\u010diulis<\/strong><\/span><br \/>\n<span style=\"color: #929292;\">Business Risk Manager<\/span><\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;6\/12&#8243; css=&#8221;.vc_custom_1665750212629{margin-top: 40px !important;}&#8221; col_inner_shadow=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221; col_inner_shadow_hover=&#8221;box_shadow_enable:disable|shadow_horizontal:0|shadow_vertical:15|shadow_blur:50|shadow_spread:0|box_shadow_color:rgba(0%2C0%2C0%2C.35)&#8221;][vc_column_text]<\/p>\n<p style=\"text-align: center;\">M.: + 370 694 61196<br \/>\nE.: darius.vaiciulis@colemont.lt<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"26\" data-normal_resolution=\"1024\" data-normal_size=\"26\" data-tablet_resolution=\"800\" data-tablet_size=\"25\" data-mobile_resolution=\"480\" data-mobile_size=\"26\" style=\"height: 26px;\"><\/div><div id=\"dfd-button-69e8b033dfd04\" class=\"dfd-button-module-wrap dfd-button-69e8b033dfd04\"><div class=\"dfd-button-module  cr-animate-gen style_5 dfd-button-full-width text-center dfd-horizontal dfd-top-to-bottom dfd-button-icon-left dfd-button-icon-hover-simple\"  data-animate-type=\"transition.slideLeftIn\" ><a 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data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div><div class=\"dfd-heading-shortcode\"><div class=\"dfd-heading-module-wrap  text-left style_01 dfd-heading-69e8b033dfde2 dfd-disable-resposive-headings\" id=\"dfd-heading-69e8b033dfde2\" ><div class=\"inline-block\"><div class=\"dfd-heading-module\"><h4 class=\"widget-title dfd-title \" style=\"color: #002347 !important; \"><\/p>\n<p style=\"text-align: left;\">FAQ<\/p>\n<p><\/h4><\/div><\/div><\/div><script type=\"text\/javascript\">\r\n\t\t\t\t\t\t\t\t\t(function($) {\r\n\t\t\t\t\t\t\t\t\t\t$(\"head\").append(\"<style>.dfd-heading-69e8b033dfde2.dfd-heading-module-wrap .dfd-heading-module .dfd-heading-delimiter {margin-top:10px;margin-bottom:10px;}<\/style>\");\r\n\t\t\t\t\t\t\t\t\t})(jQuery);\r\n\t\t\t\t\t\t\t\t<\/script><\/div><div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"24\" data-normal_resolution=\"1024\" data-normal_size=\"24\" data-tablet_resolution=\"800\" data-tablet_size=\"24\" data-mobile_resolution=\"480\" data-mobile_size=\"24\" style=\"height: 24px;\"><\/div>[vc_column_text]<strong>What is PI insurance for IT freelancers? <\/strong><\/p>\n<p>PI insurance is a type of insurance that provides financial protection for IT freelancers in case a client claims that their work caused them financial harm or loss due to an error or omission in the work performed by the freelancer.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Do I need PI insurance as an IT freelancer? <\/strong><\/p>\n<p>If you provide professional advice, services, or designs to clients, you may be at risk of potential liability claims. PI insurance can help protect your business from these claims and is typically recommended for IT freelancers who provide professional services to clients.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>What does PI insurance cover? <\/strong><\/p>\n<p>PI insurance can provide coverage for a wide range of potential liability claims, including claims for professional negligence, breach of confidentiality, or intellectual property infringement. PI insurance can help cover the legal fees and compensation costs associated with the claim.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>How much PI insurance do I need as an IT freelancer? <\/strong><\/p>\n<p>The appropriate level of PI insurance coverage will depend on your specific business activities and the level of risk associated with your work. It is recommended that you consult with an insurance professional to determine the appropriate level of coverage needed to protect your business.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>How much does PI insurance cost for IT freelancers? <\/strong><\/p>\n<p>The cost of PI insurance will depend on a variety of factors, including the level of coverage needed, the size of your business, and your claims history. It is recommended that you obtain quotes from multiple insurance providers to compare costs and coverage options.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Can PI insurance cover legal fees and compensation costs? <\/strong><\/p>\n<p>Yes, PI insurance can help cover the legal fees and compensation costs associated with a liability claim. However, it is important to carefully review the terms and conditions of your policy to understand the specific coverage provided.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Is PI insurance required by law for IT freelancers?<\/strong><\/p>\n<p>PI insurance is not required by law for IT freelancers, but it is typically recommended for those who provide professional services to clients. Some clients may also require IT freelancers to have PI insurance as a condition of working with them.[\/vc_column_text]<div class=\"dfd-spacer-module\"  data-units=\"px\" data-wide_resolution=\"1280\" data-wide_size=\"38\" data-normal_resolution=\"1024\" data-normal_size=\"38\" data-tablet_resolution=\"800\" data-tablet_size=\"38\" data-mobile_resolution=\"480\" data-mobile_size=\"38\" style=\"height: 38px;\"><\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Say hello to IT Freelancer Insurance \u2013 your ultimate business ally! Specially crafted for IT gurus like you, our coverage includes Professional Indemnity (PI) and Public Liability insurance to protect against liability claims. With high coverage limits and reliable claims management, you can confidently expand your business, worry-free. Let us help you focus on what you do best!<\/p>\n","protected":false},"featured_media":20386,"template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false},"product_brand":[],"product_cat":[377],"product_tag":[],"class_list":{"0":"post-20385","1":"product","2":"type-product","3":"status-publish","4":"has-post-thumbnail","6":"product_cat-it-en","8":"first","9":"instock","10":"shipping-taxable","11":"purchasable","12":"product-type-simple"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Specialized Insurance for IT freelancers (E&amp;O) - Colemont<\/title>\n<meta name=\"description\" content=\"IT freelancer Insurance (E&amp;O) includes Professional Indemnity (PI) and Public Liability insurance to protect IT gurus like you against liability claims.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/colemont.lt\/en\/product\/insurance-for-it-freelancers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Specialized Insurance for IT freelancers (E&amp;O) - 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